This web site is provided to you as a service and is subject to the following Terms of Use. These Terms of Use may be updated or amended from time to time without prior notice. You should always be familiar with this document, feel free to print a copy for your reference. If you have any questions, please contact us by using the link titled "Contact Us" located on each page.

1. INTRODUCTION

The purpose of this web site is to provide the users with a service and information. These Terms of Use will govern the use of this site and assure that it remains in constant compliance with these rules. Further, this document outlines the intent to protect its visitors while utilizing this web site. There are areas within this web site that allows links to other web sites, which have different terms of use and are governed specifically by the terms and policies of those sites. It is the user’s responsibility to be cognitive of these terms at all times and continued use of this web site signifies agreement and acceptance of these terms. Should you disagree with these terms, please exit this site.

2. PRIVACY

Information collected or submitted from a user of this web site is subject to the Privacy Policy attached to this site. Please click on the Privacy Policy link below and review the document.

By accessing this site, you acknowledge, understand and agree to be bound by our Privacy Policy. Should you disagree, you should refrain from using this web site and/or contact the Owner of this site to discuss these rules further.

3. USE OF CONTENT AND WEB SITE

All pages within this site and all content contained within this site are protected by United States and international copyright and trademark laws and/or other intellectual property rights. This includes, but is not limited to, the text, images, photographs, audio and video, and any material that is accessed or downloaded from this site may not be modified, altered, copied, distributed, reproduced, published or used in part or in whole, without the prior written consent of the Owner of this web site. You may download content from this site for your personal, non-commercial, use only. All copyright, trademark, proprietary and property right laws remain intact, as well as user license agreements. Violation of these protective laws is considered intentional infringement and may result in significant civil liability and criminal penalties under United States and/or worldwide copyright and trademark laws.

Nothing on this web site shall be construed as transferring or conferring, actual, implied or otherwise, any license to any intellectual property rights from the Owner, their officers, directors, agents, employees, subsidiaries, affiliates, vendors and/or licensors and other third parties mentioned on this site. The user is responsible for obtaining any such license.

4. USER RESPONSIBILITIES

The user warrants that they will not use this web site for any purpose that is considered unlawful or prohibited by these terms. This would include posting or transmitting threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material. Should you violate any of these terms or condition, your permission to further use this web site will be immediately terminated without notice. The right to deny a user access is completely at the discretion of the Owner of this web site.

Should the user have comments or concerns regarding the content of this web site, it is their responsibility to report these occurrences to the Owner by clicking on the Contact Us link on the index or home page.

You are solely responsible for the information that you elect to submit through this web site or that is collected as a result of your use of this web site. Such data shall not include software viruses, mass mailings, chain letters or any form of "Spam". In the event that you are issued user identification numbers of codes, confirmation number and/or password, it is your responsibility to protect this information and not release it to any third party. You are also responsible to notify the Owner and request a change or discontinuation of the user identification numbers or codes, confirmation number and/or password should you believe this confidential information has been breached. The Owner of this web site may terminate or suspend service or access to the web site should they feel there is a breach or if information being provided is untrue, inaccurate, not current or incomplete. We will not be liable for any loss or damage arising from the user’s failure to comply with these terms and security measures.

5. PROHIBITED OR RESTRICTIVE ACTIVITIES

The user is permitted to use this web site solely for personal use only. You are specifically prohibited or restricted from using this web site for any of the following: a) utilizing this web site in a manner that draws an unreasonably large load on the web site’s infrastructure (i.e. "spam" or mass email techniques); b) disclosing or sharing your user identification number, confirmation number and/or password to an unauthorized third party or using this secured information for any unauthorized purposes; c) attempting to emulate, decipher, dissect or reverse engineer any of the software or code comprising or making up any part of this web site; d) transmitting, uploading or posting any information, data, content or proprietary rights that is not permitted or granted under any law or contractual or fiduciary agreements (i.e. trademarks, logos, original content or images, etc); e) violation of any local, state, national or international law or any regulatory agency that has empowerment of the law; f) using any manual or automated process or intelligent device that would allow any components of the web site to be searched, monitored or copied without prior written permission, excluding web browsers.

6. SERVICES

The use of this web site and the marketing of services within this web site are governed by the terms and conditions of this Terms of Use. Any agreement entered between the Owner of this site and the user for services promoted on the site, will be governed by the terms and conditions stated with that particular contract. The Owner of this site does not warrant that all of the content, including service descriptions, on this web site is entirely accurate, current, reliable, complete or error-free. In the event that inaccuracies arise, please contact the Owner of this site so the items can be addressed. Changes can be implemented to this web site and the site updated without notice.

7. INFORMATION POSTED TO WEB SITE

By accessing this web site and submitting information, you consent that the Owner of this site is able to use, reproduce, modify, publish, perform and display such information (in whole or part) worldwide, provided such use is in compliance with our Privacy Policy. You also acknowledge and the Owner of this site agrees that the user’s information will be preserved, but may be disclosed if required to do so by law or if it is deemed that the preservation or disclosure is reasonably necessary to: a) be in compliance with a legal process; b) enforce the terms outlined within this document; c) respond to any claims; d) protect the rights, property or personal safety of the Owner’s business, employees, providers, affiliates, users and/or the public.

8. LINKS TO OTHER WEB SITES/THIRD PARTY WEB SITES

This web site may contain links to third party web sites and/or access to third party content and ads, that are not under the Owner’s control. The Owner of this web site does not warrant, guarantee or endorse the content found on such sites and is not responsible for any content, associated links, resources, information or services associated with a third party site. You access these third party sites at your own risk. The Owner of this site will not be held liable or held accountant for any loss or damage associated with your use of a third party web site or content, regardless if they are affiliated or not. These links are provided as a convenience and information only.

Any information you disclose on these third party sites is governed by the terms and conditions of those sites and not this web site. The Owner of this site will not be held liable in any way for how your information is utilized on these third party sites.

Any transactions or interactions between the user of this site and any promotional entity or advertiser, including payment and delivery of goods or services, conditions, warranties or representation will be strictly between you and such advertiser. The Owner of this site will not be liable for such dealings.

9. NO WARRANTIES

Neither the Owner, their affiliated or related entities, nor any person involved in the creation, production or distribution of this web site warrant that this web site will operate constantly without interruption, error-free, or that defects in the site will be corrected. This site and all of its content or information contained within it is provided "as-is". Except as expressly stated in an agreement between you and the Owner of this web site, the Owner makes no warranties or representations of any kind, expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. The Owner specifically disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information obtained through the site. The accuracy, completeness or timeliness of information obtained through this site is not warranted.

The Owner of this web site does not warrant this site or any files available for download will be free of viruses, worms, Trojan horses or other destructive programming. You are responsible for implementing procedures sufficient to satisfy your needs for data backup and security. You agree that the Owner of this web site will not be liable for any cost or damages arising directly or indirectly from such code or programming. You assume total responsibility and risk for your use of this site and the Internet. You assume total responsibility for use of this site, site-related services and hyperlinked web site. Nothing disclosed on this web site or by representative of this web site creates a warranty in any way or increases the scope of this warranty. Your implied warranty rights may vary by state, it is your responsibility to be aware of these rights and if you have additional rights or limitations.

10. LIMITATION OF LIABILITY

You expressly understand and agree that the Owner, officer, directors, agents, employees, their subsidiaries, affiliates, vendors and/or licensors and other third parties mentioned on this site shall not be liable for any direct, indirect, incidental, special, consequential or exemplary, punitive damages, including but not limited to, damages for loss of profit, goodwill, use, data, business interruption or other intangible losses (even if the Owner may have been advised of the possibility of such damages) resulting from a) the use or the inability to use services; b) the cost of procurement of substitute goods and services resulting from any goods, data, information, content or services purchased or obtained or messages received or transactions entered into through or from the services; c) unauthorized access of or alteration of your personal information, transmissions or data; d) statements or conduct of any third party; e) any other matter relating to the services.

Your remedy for dissatisfaction with the site, site-related services, content and/or hyperlinked websites is to stop utilizing the site and/or those services associated with the site.

11. INDEMNIFICATION

The Owner of this web site reserves the right to report any wrongdoing, if and when they become aware of it, to any applicable government agencies. The user agrees to indemnify, defend and hold the Owner, their officers, directors, employees, affiliates, agents, licensors, and suppliers harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including attorneys fees) resulting from your use of this web site, your breach of any provision of these terms and/or any negligent act, omissions or intentional wrongdoing by you, the user. Any such indemnification shall be conditioned on our a) notifying the user in writing of any such claim, demand, action, cost liability, loss or threat of any thereof; b) with the user’s utilization of the web site or any linked web sites; c) any action that results from content supplied by the user through this web site; d) cooperating with the user in the defense or settlement thereof; e) allowing the user to control such defense or settlement. The Owner shall be allowed to participate in such defense at the Owner’s own cost and expense.

12. GOVERNING LAW AND JURISDICTION

The content contained within this web site is presented solely for the user’s convenience and/or information. No content, images, information, data or any other materials from this web site may be exported in violation of the U.S. export laws and regulations. All matters relating to the user’s access to and the use of this web site shall be governed by U.S. federal law or the States laws of where the specific web site you are viewing is hosted without regard to its conflict of law principles. Any legal action or proceeding related to your access or use of the web site shall be instituted in a state or federal court in the jurisdiction in which the specific web site you are viewing is hosted.

If there is a determination that any provision of the Terms of Use are invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforceable.

Please report any violations to the Owner of this web site by clicking on the "Contact Us" link on the index or home page. If you have any questions or general comments regarding these Terms of Use, please contact us.

13. OTHER GENERAL PROVISIONS

This Term of Use is for the benefit of the Owner of this web site and their providers, any company officers, directors, employees, affiliates, agents, licensors, suppliers, vendors or any other parties affiliated with the Owner of this site. Each of these individuals or entities shall have the right to assert and enforce these terms directly against you on its, or their own, behalf. Any failure to act or enforce these terms with respect to a breach by you, does waive the right for the Owner to act in the future, against subsequent or similar breaches. In the event there are any inconsistencies between future published Terms of Use and this version, the last published terms shall prevail.

14. CONTACT OWNER OF WEB SITE

Should you have any questions or concerns regarding this Term of Use document, please submit them by clicking on the link titled "Contact Us" located on the home or index page. This information will be reviewed by the Owner and the Webmaster, and respond appropriately.